Online Christian Courses Students,
Online Christian Courses is an evangelical, inter-denominational Christian ministry. We seek to present evidence that the Bible is true. We do not require others in the body of Christ with whom we partner to hold certain positions on many of the doctrinal or theological debates that take place within the church. While we do believe that these issues are significant, our primary concerns are with the effects that false ideologies are having on the world and the body of believers (particularly our young people).
As a statement of faith, Online Christian Courses agrees with and holds to The Apostle’s Creed:
[We] believe in God, the Father almighty, creator of heaven and earth.
[We] believe in Jesus Christ, God’s only Son, our Lord, who was conceived by the Holy Spirit, born of the Virgin Mary, suffered under Pontius Pilate, was crucified, died, and was buried; he descended to the dead. On the third day he rose again; he ascended into heaven, he is seated at the right hand of the Father, and he will come again to judge the living and the dead.
[We] believe in the Holy Spirit, the holy [universal] church, the communion of saints, the forgiveness of sins, the resurrection of the body, and the life everlasting. AMEN.
When a student is placed on the class roster, income is committed to that teacher and the student is assured a spot in the class. Since most classes are limited in size your registration may prevent other students from registering for that class. We do realize that circumstances may arise which would prohibit you from taking a class for which you are registered. In that situation, this is our refund policy:
Dropping/withdrawing from a class BEFORE you begin the course:
For Basic/Self-paced courses: If you drop or withdraw from a class prior to beginning course work, you will be given a refund for the total course amount paid less 5% of any amount paid. For all other courses: If you drop or withdraw from a class prior to the first day of the course, you will be given a refund for the total course amount paid less 5% of any amount paid.
These fees are imposed due to processing fees charged to us during your registration and payment procedure.
Dropping/withdrawing from a class AFTER the course begins –
For Basic/Self-paced courses: No refund is offered once the course material has been accessed.
For all other courses:
These fees are imposed due to processing fees charged to us during your registration and payment procedure. In addition, because we must work with the assumption that students enrolled in a course will complete the course, staff has been hired and course preparation, instruction and administration work has been completed by us in advance – including your student communication, assignments, teacher prep, notes, lessons, quiz creation, and many other duties performed for you.
Violations will be determined at the sole discretion of Online Christian Courses and Online Christian Courses course providers. If you are found in violation of the Terms of Service, you may be subject to one or more of the following actions:
Additional actions may be taken at the sole discretion of Online Christian Courses and Online Christian Courses Member course providers. No refunds will be issued in the case of any corrective action for such violations.
Effective Date and Updates The Terms are effective as of November 20, 2017 and are subject to change without notice by Online Christian Courses at any time. Please check for changes regularly. Your use of this Site after such changes constitutes your agreement to such changes.
Terms of Service and Refund Policy Dated: 20 November 2017
Use of Site
You agree that you are responsible for your own use of the Site and for your User Postings. “User Postings” include all content submitted, posted, published or distributed on the Site by you or other users of the Site, including but not limited to all forum posts, questions, comments, videos and file uploads. Online Christian Courses provides various materials, information, quizzes, tests, questions, videos and file uploads, articles, news and other information on this and related sites and in courses offered through this site (the “Materials”). Unless otherwise expressly stated on the Site, the materials provided with the courses offered on this Site are for your personal use in connection with those courses only. Users will make no modifications to the Materials and will retain all copyright and other proprietary notices contained in the original Materials on any copies of the Materials. Users may not modify the Materials at this Site in any way or reproduce, share or distribute them. Users will keep all Materials confidential, and will not sell, auction, loan, rent, give away, describe, summarize, or otherwise reveal the Materials or their contents, to any other person or entity. Any breach of these Terms of Service automatically terminates your authorized use of the Site.
As a condition of your use of the Online Christian Courses services, you will not use the Site in any manner intended to damage, disable, overburden or impair Online Christian Courses, its customers or any related site or to interfere with any other party’s use and enjoyment of the Site.
User Postings Representations and Warranties As a User you warrant that the Site and Materials are being used solely for the purpose intended by the course creator.
By submitting or distributing your User Postings, you affirm, represent and warrant that neither your submission of your User Postings nor the exercise of the licenses granted below will infringe or violate the rights of any third party. You, and not Online Christian Courses, are solely responsible for your User Postings and the consequences of posting or publishing them.
The following types of User Postings are strictly prohibited on this site:
License Grant to Online Christian Courses.
By submitting or distributing your User Postings, you hereby grant to Online Christian Courses a worldwide, non-exclusive, transferable, assignable, sub licensable, fully paid-up, royalty-free, perpetual, irrevocable right and license to host, transfer, display, perform, reproduce, modify, distribute, re-distribute, relicense and otherwise use, make available and exploit your User Postings, in whole or in part, in any form and in any media formats and through any media channels (now known or hereafter developed).
License Grant to Online Christian Courses Users.
By submitting or distributing your User Postings, you hereby grant to each user of the Site a non-exclusive license to access and use your User Postings in connection with their use of the Site for their own personal purposes.
User Postings Disclaimer.
Online Christian Courses reserves the right to review User Postings and to exercise its sole discretion to edit or remove, in whole or in part, any User Posting at any time and for any reason, or to allow the Online Christian Courses Participants to do so. Without limiting the foregoing, upon receiving notice from a user or a content owner that a User Posting allegedly does not conform to these TOS, Online Christian Courses may investigate the allegation and determine in its sole discretion whether to remove the User Posting, which it reserves the right to do at any time and without notice.
Trademark and Copyright Online Christian Courses, and certain other brands, trademarks, and service marks are marks of Online Christian Courses and its affiliates. The Materials on this Site are copyrighted, and any unauthorized use of any Materials on this Site may violate copyright, trademark, and other laws.
Hyperlinks Links to external websites are provided solely as a convenience to you. Online Christian Courses has not reviewed all of these external websites, does not control and is not responsible for any of these sites or their content. If you decide to access any of the external websites linked to this Site, you do so entirely at your own risk.
No Warranty The Materials provided at this site are provided “as is” without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. Online Christian Courses further does not warrant the accuracy and completeness of the Materials at this Site. Online Christian Courses may make changes to the Materials at this Site, or to the services and prices described in them, at any time without notice. The Materials at this Site may be out of date, and Online Christian Courses makes no commitment to update the Materials at this Site.
Limitation of Liability In no event will Online Christian Courses, its suppliers, or other third parties mentioned at this Site be liable for any damages whatsoever (including, without limitation, those resulting from lower test scores, interruption of services or inaccurate information) arising out of the use, inability to use, or the results of the use of this Site, any websites linked to this Site, or the Materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the Materials or information from this Site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof.
Applicable Law The Terms of Service are governed by the laws of the United States of America. Failure to enforce strict performance of the Terms of Service of Use shall not be construed as a waiver of any provision or right. Online Christian Courses may assign its rights and duties under the Terms of Service without notice to any party at any time.
Minors If you are below the age of 18, you may use our website only with the permission and active involvement of a parent or legal guardian. If you are a minor, please do not provide us or other website visitors with any personal information. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at email@example.com.
WHAT INFORMATION WE COLLECT
Types of Information We Collect
We Collect Information When
HOW AND WHY WE COLLECT INFORMATION
Payment If you make a purchase on our site, we use a third party payment processor such as Stripe or Paypal. Payments are encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction. All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our site and related courses and its service providers.
For more insight, you may also want to read Thinkific’s Terms of Service here https://www.thinkific.com/resources/privacy-policy/ or Privacy Statement here https://www.thinkific.com/resources/terms-of-service/.
Technologies Used We may use tracking pixels/web beacons, cookies and or other technologies to receive and store certain types of information. This information includes Internet Protocol (IP) addresses, browser information, Internet Service Provider (ISP), operating system, date/time stamp and clickstream data. This information helps us customize your website experience and make our marketing messages more relevant. It also allows us to provide features such as storage of items in your cart between visits. This includes our content presented on other website or mobile applications. In order to provide the best customer experience possible, we also use this information for reporting and analysis purposes, such as how you are shopping our websites, performance of our marketing efforts, and your response to those marketing efforts.
User Experience Information In order to improve student/customer online course or shopping experience, help with fraud identification, and to assist our student/customer care representatives in resolving issues students/customers may experience in using/completing online purchases, we use tools to monitor certain user experience information, including, but not limited to, login information, IP address, data regarding pages visited, specific actions taken on pages visited (e.g., information entered during checkout process), and browser information.
Information from Other Sources We may also obtain information from companies that can enhance our existing student/customer information to improve the accuracy and add to the information we have about our student/customers (e.g., adding address information). This may improve our ability to contact you and improve the relevancy of our marketing by providing better product recommendations or special offers that we think will interest you.
Public Forums Any information you submit in a public forum (e.g., a blog, chat room, or social network) can be read, collected, or used by us and other participants, and could be used to personalize your experience. You are responsible for the information you choose to submit in these instances.
HOW WE USE THE INFORMATION WE COLLECT
Product and Service Fulfillment
HOW WE PROTECT THE INFORMATION WE COLLECT
Security Methods We maintain technical, administrative, physical, electronic and procedural safeguards to protect the confidentiality and security of information transmitted to us. To guard this information, the Site uses Transport Layer Security (TLS) and SSL (Secure Sockets Layer) where we collect personal and sensitive information ensuring that all information passed between a user and the site is private. If you make a purchase on our site, we use a third party payment processor such as Stripe or Paypal. Payments are encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction. All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our site.
E-mail Security Please note that e-mail may not be encrypted and is not considered to be a secure means of transmitting credit card information. “Phishing” is a scam designed to steal your information. If you receive an e-mail that looks like it is from us asking you for certain information, do not respond. Though we might ask you your name, we will never request your password, credit card information or other information through e-mail.
Information About Children We recognize the particular importance of protecting privacy where children are involved. We are committed to protecting children's privacy and we comply fully with the Children's Online Privacy Protection Act (COPPA). We will never knowingly request or collect personal information from any person under 13 years of age without prior verifiable parental consent. If we become aware that an individual is under the age of 13 and has submitted any information to us, for any purpose without prior verifiable parental consent, we will delete his or her information from our files.
Additional Security We also ask student/customers to carefully review their accounts and immediately report any unexpected activity to us and their issuing bank or credit card company. We ask all our students to take measures to help protect information in their online accounts, including the following:
Sign out/log off website sessions so that your session is closed and cannot be accessed by another user on the same computer, especially when using a public computer or terminal.
HOW WE SHARE THE INFORMATION WE COLLECT
General Policy We do not sell or rent personally identifiable student/customer information to third parties; except, under limited circumstances outlined below, we may share information with third parties.
The Online Christian Courses Family We share information we collect with the Online Christian Courses Family, which includes Impact Apologetics, LLC and CrossExamined. The Online Christian Courses Family may use this information to offer you information, products and services that may be of interest to you.
Service Providers We may share information with companies that provide support services to us (such as a printer, e-mail, mobile marketing, logistics, or data enhancement providers) or that help us market our products and services. These companies may need information about you in order to perform their functions. These companies are not authorized to use the information we share with them for any other purpose.
Legal Requirements We may disclose information you provide to us when we believe disclosure is appropriate to comply with the law, including to meet national security or law enforcement requirements; to enforce or apply applicable terms and conditions and other agreements; or to protect the rights, property or safety of our company, our student/customers or others.
When You Direct Us At your direction or request, we may share your information.
Business Transfers If some or all of our business assets are sold or transferred, we generally would transfer the corresponding information regarding our student/customers. We also may retain a copy of that student/customer information.
International Data Transfers To the extent that we are deemed to transfer personal information cross-border, we rely on the following legal bases to transfer your information in accordance with legally-provided mechanisms to lawfully transfer data across borders:
WHAT CHOICES DO YOU HAVE
E-mail Promotional E-mail: If you do not wish to receive promotional e-mails from us, you have the ability to unsubscribe via the opt-out link included in each e-mail. It may take up to 10 business days before you stop receiving promotional e-mails.
Important Notices and Transactional E-mail
From time to time, we may send non-commercial electronic email messages with important information about us or the Sites to your email address.
We regularly send email order confirmations, email order updates and “leave a review” emails to you after you have submitted an order.
Mobile: We may distribute mobile coupons and text messages to mobile devices of student/customers who have requested this information via an opt-in request. Student/customers will be able to opt out of a specific mobile messaging campaign.
OnlineChristianCourses.com Cookies We collect cookies or similar tracking technologies. This means information that our website’s server transfers to your computer. This information can be used to track your session on our website. Cookies may also be used to customize our website content for you as an individual. If you are using one of the common Internet web browsers, you can set up your browser to either let you know when you receive a cookie or to deny cookie access to your computer.
Opting out: You can opt out of targeted ads served via specific third-party vendors by visiting the Digital Advertising Alliance’s Opt-Out page.
We may also use automated tracking methods on our websites, in communications with you, and in our products and services, to measure performance and engagement.
Please note that because there is no consistent industry understanding of how to respond to “Do Not Track” signals, we do not alter our data collection and usage practices when we detect such a signal from your browser.
HOW DO YOU ACCESS AND UPDATE THE INFORMATION
In order to keep your information accurate and complete, you can access or update some of your information in the following ways:
If you have created an account, you can log in and update your account information, including contact, billing, and general notification settings.
Contact us with your current contact information and the information you would like to access. We will provide you the information requested if reasonably available or will describe more fully the types of information we typically collect.
Depending on your location, you may also have certain additional rights with respect to your personal information such as (i) the right to obtain a copy of your personal data you provided to us; (ii) the ability to change or correct your personal data through your account settings; (iii) the right to have us delete or limit our use of your personal information, except information we are required to retain, by contacting us.
INTERNATIONAL STUDENT/CUSTOMER PRIVACY
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